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USDA Loans

USDA loans are low-interest mortgages with zero down payments designed for low-income Americans who don't have good enough credit to qualify for traditional mortgages. You must use a USDA loan to buy a home in a designated area that covers several rural and suburban locations.

Today's Low Rates

PROGRAM RATE APR
30 Year Fixed 2.75% 2.81%
20 Year Fixed 2.375% 2.4%
15 Year Fixed 2% 2.06%
All rates shown with 0 points
Assumptions