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How can I find the best deal?

When doing your comparison shopping for lenders consider that lenders can structure financing in many ways:

  • Charge higher fees, and offer a low interest rate.
  • Charge a higher interest rate with lower fees.
  • Ask each lender what their interest rate is for a zero discount point loan that’s based on a 30-day or 60-day lock period.
  • Ask each lender what they charge for an origination fee.
  • Ask each lender what they typically charge for a loan, i.e. fees for brokers, processing, underwriting, etc.

Today's Low Rates

30 Year Fixed 4.5% 4.53%
15 Year Fixed 4.125% 4.18%
5/1 Arm 3.75% 3.88%
All rates shown with 0 points

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